Taobao Buys Clothes For 24 Seconds To Be Cheated 100 Thousand

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< p > "shopping on a regular website, a link is cheated about one hundred thousand, can't online banking be trusted?" yesterday, netizens Chen shopping online for 24 seconds was cheated 100 thousand yuan news triggered concern.

Reporters learned that, recently, such as Miss Chen's cheated "a href=" http://sjfzxm.com/news/index_p.asp "> online shopping" /a ": the public in all over the Soviet Union and many places in Anhui Province, most of them encountered online shopping, and the illegal use of super online banking" authorized payment "business swept money, many people eat dumb but failed to find the responsible party.

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< p > < strong > Taobao bought a target= "_blank" href= "//www.sjfzxm.com/" > clothes < /a > 24 seconds was cheated 100 thousand < /strong > /p >

< p > "for 200 yuan of clothes, 100 thousand yuan to buy a house to buy money is gone, think of the intestines are regretted green."

Miss Chen is a native of Fuyang, Anhui. She is still like a nightmare when she thinks of her shopping experience in the evening of May 21st.

At 10 o'clock that night, Miss Chen chose clothes on Taobao. In the store of "super popular fashion 2013", a Korean version of "a target=" _blank "href=" //www.sjfzxm.com/ > dress > /a > was selected.

After bargaining, the shopkeeper agreed to sell the clothes to Miss Chen at a price of 200 yuan.

But it is necessary to place an order with the manufacturer first, and then Miss Chen will pay for it, and provide a "payment link" to Miss Chen.

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Ms. P paid for the payment link, but she could not find the paction records in her Taobao account.

At this time, anxious Miss Chen did not think much about it and contacted the customer service QQ provided by the store.

The customer service QQ, named "abnormal order processing center", said that the order of the order before thawing is needed. The contract signing operation is required, and a link is provided after asking which bank Chen used.

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< p > Miss Chen opened the link, and entered the ID card number and bank password according to the prompt of customer service QQ, then immediately found that the funds of her online banking account were abnormal.

The cheater divided 6 times and pferred 108800 yuan from Miss Chen's account. The bill showed that all the funds were pferred to a personal account named Ye Jinwu.

From the bank account records, the first two pfers were 50 thousand yuan, the time interval was only 24 seconds, and the last pfer was completed in less than 5 minutes.

In such a short period of time, Miss Chen had taken any remedial measures too late.

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< p > < strong > student account 5 yuan also robbed < /strong > /p >

< p > if Miss Chen is a net silver trap for the liar, then Nanjing's college student trabeculae is prudent and does not escape the scam of lawless elements.

"Until now, I am not sure that the bank pages and official links are correct. How did I get cheated?"

Remember the day before yesterday's online shopping lessons, trabeculae still did not know where their problems lie.

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< p > according to trabeculae, he is studying at Cheng Xian College of Southeast University. He likes to follow the trend and wants to buy an apple 5 phone.

Because of limited funds, he saw a company selling Apple mobile phones in Shenzhen on the 58 shopping website. He could accept installment payment, and pay 4600 yuan mobile phone down payment, which would be phased out in 2 years and only 178 yuan a month.

Considering such a preferential purchase policy, trabeculas are eager to plan a part-time job in summer so that they can fill this expenditure.

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< p > according to the way of online store, trabeculae found Zhang Caixia, the sales representative of the company in Shenzhen. According to her instructions, trabeculae submitted an application for purchase. During this process, sales representatives always emphasized paying the first payment for mobile phones. Trabeculae was also very cautious, specifically checking the web page links provided by the other parties, and verifying that these web pages were all official website of the Agricultural Bank.

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< p > see these pages are very formal, little Liang Yuanxian's restless heart relaxed slightly.

The sales representatives asked trabeculae to go to the Agricultural Bank's official website to fill up the mobile phone to purchase the booking slip, and claimed that it was an appointment for the official website, not to spend money, but less than 20 minutes after the submission of the trabecula, the magical scene took place. Trabeculae accidentally discovered that the K shield account of the Agricultural Bank of China was 1300 yuan.

There is no reply to the sales representative again.

The most let the trabecula laugh and cry is that the cheater sees that trabecula wants to pfer the remaining funds to the bank, even if he takes the first step, he will not let go of the remaining 5 yuan in the account.

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< p > < strong > case analysis < /strong > < /p >.

< p > < strong > > four lines of super online banking rules are used by fraudsters by < /strong > < /p >.

< p > according to the staff of the 360 Internet Security Center, in addition to cheated by Miss Chen and Liang, recently, people in Heilongjiang, Anhui, Jiangsu and other provinces have reported that they have stolen Internet banking accounts.

Similar to these cases, the swindlers robbed the victim's account in a very short time.

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< p > to further clarify the process and principle of this new type of fraud, 360 security experts have conducted an in-depth study of the authorization payment operation.

The study found that authorized payment is actually an important function of the popular "super online banking".

Super online banking allows users to associate their accounts in multiple banks to a designated bank account, so that users can only log in to a net bank account, and they can manage their online banking accounts in many banks at the same time for inquiries, pfers and other operations.

The process of connecting different bank accounts to a designated bank account is the "authorized" operation.

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< p > experts tested and analyzed the super net banking function of the four major state-owned banks, namely, Bank of China, construction bank, industrial and Commercial Bank of China and Agricultural Bank, and found that according to the current operation rules of super Internet banking, it is easy for fraudsters to take advantage of fraud.

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< p > first, the "super online banking" authorization does not verify the identity and relationship between the two parties. That is to say, online banking users can authorize anyone to query and pfer their accounts.

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< p > Second, the process of authorization operation is relatively simple. It only needs to copy the link of the authorization page and send it to others through "chat software", so that the authorization can be realized on different computers.

For ordinary users, some banks' authorized page hints are too obscure, so it is possible to ignore the security risks.

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< p > Third, some banks do not remind users to set up the quota in the authorization interface, and the authorized accounts can be pferred unrestricted.

In this process, there is no need for the authorized account to make two confirmations, so it can not prevent the account balance from being pferred.

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< p > Fourth, the operation of individual banks is more complicated than authorization, even allowing authorized accounts to be removed.

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< p > < strong > cheat prevention hint < /strong > < /p >

< p > < strong > there are still cheaters appearing on the security website < /strong > < /p >.

< p > at present, although many security software has the function of webpage protection, it is usually only aimed at hanging horse website and phishing website to intercept.

However, in the case of Miss Chen, whether they are paid links or authorized payment links, they are legal links on shopping websites or bank websites, so they are usually not reported by security software.

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< p > > strong > 360 Internet Security Center reminds netizens: < /strong > < /p >

< p > 1) once the network paction is abnormal, we should first contact customer service through official channels, instead of trusting the customer service chat numbers sent by online stores. Especially when shopping on Taobao, you can not believe QQ customer service; < /p >

< p > 2) understand the rules of payment and proceed with payment by caution; < /p >

< p > 3) do not believe the so-called card list, drop out list, thaw capital and so on. These are all special terms for fraud; < /p >

< p > 4) you must not authorize your account to strangers or strange accounts; < /p >

< p > 5) set up the maximum daily pfer limit for online banking accounts to control risks; < /p >

< p > 6) in case of economic loss, it should be reported promptly.

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