Cargo Base Yield Fall Inevitable Balance Treasure Into The 2 Era

The central bank launched the fifth rate cut and fourth comprehensive reduction this year in October 24th.

With the continuous decline of market interest rates, part of the yield of Monetary Fund has "broken 3" and has entered the "2 era".

Data collation showed that as of November 6th, the average annual yield of the 7 day Monetary Fund was 2.92%, of which, the highest yield of 7 years was the currency C, the 7 annual yield was 8.77%, and the 7 year annualized yield of A was 8.52%.

In this regard, industry analysts said that affected by the loose liquidity of the overall market environment, cargo base

The fall is inevitable.

Wei Zhen, the ETF fund manager of bail time, is expected to earn more than 3% of the banking system after a sharp fall in the fund.

As the industry's Monetary Fund endorser of the Celestica balance treasure, according to data collation, as of November 6th, the 7 annual yield of only 2.88%.

At the beginning of 2013, the annual yield of the 7 day was over 4%. In the most brilliant year, the annualized yield reached 6.76% and nearly 7% on the 7 day ended January 2, 2014.

While the 7 - day annual yield of balance treasure was close to 7%, the fund's share of the fund at the end of the first quarter of 2014 was 541 billion 275 million, and the share of the fund was 603 billion 948 million in the three quarter of 2015 after "breaking 4" and "breaking 3".

In this regard, industry analysts said that the balance of Baoxing in 2014 was relatively short. After more than 1 years, although the rate of return continued to decline, the IMF still had an advantage in considering the interest rate cuts and the interest rate on demand deposits. Therefore, the fund share of the balance treasure at the end of the 2015 three quarter was higher than that of the fund at the end of the first quarter of 2014.

Wang Qunhang, director of the Jinxin fund evaluation center, said

It is a good substitute for banks' regular deposits of less than one year.

The performance of the IMF is above the middle reaches, and its yield has been able to exceed the bank's one-year deposit income over the same period. The number of individual premium varieties will reach two times, or even more than two times the level of earnings. Based on such performance, liquidity is similar to demand deposits.

Li Jun, deputy general manager of the Internet financial products of Celestica fund, said that after the balance of the treasure era, "love" investment.

He said that no matter from the number of assets over 600 billion yuan, or from more than 200 million of the user data,

Before it did create a landmark in the history of China's fund industry, it is a very high peak.

In the era of post balance treasure, on the trading platform, we need to provide better and more convenient services to customers. Celestica fund, through opening Taobao stores, touches customers through service windows, and ants ant APP, which is launched by ants, launches more convenient and smooth pactions with customers through abundant trading methods.

At the same time, we should continue to explore and gather these customers with a mentality of serving customers and managing customers.