Zhejiang'S Economic Spanformation: Cross-Border Electricity Supplier To Achieve The Trend Of Red Tide
The development of Internet banking is the practice of the financial sector to innovate and develop the new mode of "Internet + finance" by using big data. It also provides Zhejiang experience for the development path of private banks as well as blood spanfusion for the real economy. On the other hand, the emerging enterprises in Zhejiang land are grasping the opportunity for the rapid development of the Internet industry. Through continuous technology and mode innovation, they can empower traditional enterprises and facilitate consumers' convenient life.
Double eleven early stage, Pacific bird The bird bird Music Festival was held for the first time, and the scene atmosphere and brand culture were displayed in front of consumers through webcast. At the same time, we use logistics platform, information platform, capital platform, payment platform to form online and offline chain shopping chains, online ordering and offline store delivery, creating a three-dimensional shopping experience.
Zhejiang is the town of traditional clothing and trade industry, from Wenzhou leather shoes to Ningbo light textile, Haining leather to Zhuji socks industry. These enterprises, once trapped in the bottom line of the "smile curve", have broken the information asymmetry by carrying out the Internet high-speed train to break the "growing pains", and reorganized and integrated the data resources to achieve a magnificent spanformation.
With the help of "one belt and one road" and cross-border electricity suppliers, Zhejiang's foreign trade has gained momentum in the spanformation and upgrading. The construction of characteristic towns has become an important gene for speeding up the shift of the economy; the "Internet +" strategy has continued to deepen, combining with traditional integration; entrepreneurial innovation is energeering, and energy is injected into the economic spanformation; "craftsman spirit" has created "Zhejiang quality", and gold signboards are shining brightly.
The new normal, new ideas and new practice, Zhejiang's economy will stand up for the future. Under the guidance of the five development concepts of innovation, coordination, green, openness and sharing, businessmen in Zhejiang step forward and gather together the power of "flood shortage" to show their ambition. Nearly 30 years old, new Hangzhou people are excited. This year's double 11, he ran six years of clothing stores sales volume exceeded 10 million yuan mark. With the arrival of the loan, Xiao Fang paid a 2 million yuan credit from the Internet Banking Bank earlier.
As the first batch of private banks approved by the CBRC, as of the end of 11 this year, Internet banking has been in operation for more than 17 months. The private bank in Zhejiang is not only trying to help small businesses solve the financing dilemma through Internet channels, but also to cover small businesses and rural finance with the help of zero physical outlets.
"Internet banking relies on innovative technologies such as big data and cloud computing to drive business operations. It has carried out omni-directional portraits of many small and micro enterprises. The credit evaluation of users is no longer confined to historical and static information, but can dynamically analyze business expectations and achieve precise wind control decisions." Network business bank told reporters.
While taking Internet Banking As a representative, Zhejiang, standing on the "Internet +" outlet, is taking advantage of the wind and dancing and taking the opportunity to take the lead in the key technology innovation and application mode innovation. It will comprehensively promote the integration and innovation of the new generation of information technology and the three industries, and make full use of the "Internet +" to promote the development of new technologies, new products, new formats and new modes, so as to provide strong impetus for the province to accelerate the spanformation and upgrading of the economic society.
In June 2015, Zhejiang's second private banks, the Zhejiang Internet Banking Bank, began to come out. From the very beginning, the small and micro businesses, supporting the real economy and practicing Inclusive Finance as their mission and vision of the "run on the cloud" bank, using the big data wind control, Internet technology and other capabilities, through the platform and ecological operation mode, will make financial services to traditional banks difficult to cover the small and micro enterprises and rural space layout.
Zhejiang online reporter learned from the Internet Banking Bank that from January to the end of November this year, the network business bank was lending 214 thousand and 600 people in Zhejiang area, and the loan amount was 8 billion 2 million yuan. The highest amount of loans in Wenzhou was 1 billion 961 million yuan, followed by Hangzhou (1 billion 313 million yuan) and Jinhua (1 billion 43 million yuan).
In the 17 months since its opening up, the number of small and micro businesses in the banking business has exceeded 200, the loan balance is 25 billion 400 million yuan, and the total assets are 58 billion yuan. The rural financial star product - Wang agricultural loan has covered nearly 25 thousand villages in the country, and there are several products that offer small and micro network operators, and have become the "CFO" of 50 000 small and micro enterprises.
In 2016, two years after the small K intelligent socket "World War I became famous", Hangzhou control information technology Co., Ltd. (hereinafter referred to as "control passengers") began to enter the overall smart home system solution. Such technologies as "remote control", "timing delay", "charging protection" and so on. innovate Extension weaving is a smart home ecosystem with 24 subsystems and 100 industries, and the vision of CEO's "smart home layout through smart socket" is gradually shaping.
"We hope to provide competitive Internet of things solutions and services for enterprises, and have a product advantage in the new B2C business mode, so that users can get more comfortable and convenient life experience." Lin told reporters online in Zhejiang that at present, 17 small K intelligent hardware products and smart home solutions have been applied to more than 20 countries and regions in the world, and the number of APP users is more than 3 million. Zhejiang's "Internet of things" is making great strides towards the world.
For more information, please pay attention to the world clothing shoes and hats and Internet cafes.
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