Xinjiang Branch Of The Bazhou Branch Of Agricultural Development Bank Has 8 Billion Yuan To Guarantee The Acquisition Of New Cotton

The branch of the Xinjiang Uygur Autonomous Region Bayinguoleng Mongolia Autonomous Prefecture conscientiously implements the policy of cotton target price reform in the country and autonomous region, resolutely implements the management regulations and system of the upper level cotton, and gives full play to the role of the main channel of purchasing capital supply, so as to ensure the acquisition of new cotton.

In the face of the changes in the production and market situation of cotton this year, the bank plans to plan early and layout ahead of time. All the preparations for cotton purchase are done in all directions and levels.

At present, it has prepared 8 billion yuan purchase funds for 25 cotton enterprises to ensure full supply, and resolutely "money and other cotton".

Bayinguoleng Mongolia Autonomous Prefecture is

One of the major cotton producing areas every year.

The cotton purchase loan from branch accounts for about 1/6 of the total agricultural distribution system in the whole region.

According to statistics from the local agricultural sector, the total cotton planting area in Bazhou was 4 million 126 thousand and 300 mu in 2018, an increase of 75 thousand mu over the previous year.

Of which, there are 3 million 476 thousand and 300 acres and 650 thousand mu.

The total output of cotton is estimated to be 630 thousand tons, an increase of 8 thousand and 600 tons over the previous year, of which 520 thousand tons and 110 thousand tons.

Pay close attention to a word "early", early deployment, early arrangement and early implementation.

The cotton of the regiment occupied 1/5 of the local cotton resources in the bank. In the face of the reform of the Corps, the bank sent the credit officers to the second divisions of the Corps in March to understand the facts. In April, the Corps credit group was established.

At present

The 3 subsidiaries of the limited company and the Xinjiang crown Nong group Limited by Share Ltd (the group holding listed company) respectively credit cotton loans 2 billion yuan and 2 billion 500 million yuan.

The credit officers of local cotton enterprises should go deep into the policies to help them sort out the data and carry out comprehensive docking.

Up to now, the whole process of credit granting and qualification confirmation has been completed at one time, and credit and qualification confirmation has been in the front of the regional agricultural issue system.

The cotton industry will extend to cotton cultivation and textile processing. The new brand of cotton credit under the conditions of marketization should be taken as the direction of development. The 123 banks should focus on the integration of the two industries and strive to build a leading bank brand to support the development of the whole cotton industry chain.

At present, the bank's support for 25 cotton loans is 9 billion 200 million yuan, among which: Xinjiang crown agricultural fruit group, Xinjiang Lihua cotton Limited by Share Ltd, Corps Second Division wing Rui Heng Xing Cotton Industry Co., Ltd., Xinjiang production and Construction Corps, cotton and hemp Korla ginning factory 4 state-owned holding group enterprises credit 5 billion 750 million yuan, accounting for 62.49%.

It formed a group of Xinjiang Guan Nong fruit group.

Limited companies, Xinjiang production and Construction Corps Second Division, wing Rui Heng Hing Cotton Co., Ltd. 4 state-owned enterprises, mainly small private enterprises supplemented by the "four Liang eight column" customer base, cotton loan customers structural adjustment has made a major breakthrough.

In order to effectively prevent and control risks, the bank has signed the "cotton target management responsibility letter" at all levels, conducting layers of pressure and implementing responsibilities at various levels.

Establish a concept of "compliance is the bottom line, cross line is risk", and establish a long-term mechanism for compliance management.

In accordance with the requirements of "five passes", "eight links" and "ten bottom lines", we must strictly enforce the standard of lending that does not exceed the stipulated loan ceiling, guarantee the source of first repayment, and require enterprises to balance sales, not to stock up and not to gamble behind the market.

In addition, the bank takes

Combined with the precise elimination of poverty, we explored the mode of "industry driven poverty alleviation and enterprise driven employment". In early June, we contacted the State Poverty Alleviation Office and the county poverty Alleviation Office in advance, asking the enterprises that support must participate in the work of helping the poor together.

At the same time, we should increase the inclination and support for the credit policy of enterprises, and give preferential measures to reduce the 5% guarantee rate for enterprises involved in poverty alleviation.

At present, 25 enterprises have all taken part in helping the poor and helping the poor. It is estimated that this year, through the cotton industry, there will be 120 people who set up a file for the poor people in the card market. The enterprises have also reached a total of 300 thousand yuan to help the poor children to go to school, live the basic expenses and improve their housing conditions, and strive to help the poor people in the archives establishment to increase their income and get rid of poverty by 2020.